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Strategy...
The personal and continuing service which we give our clients is particularly important for our investment sector.

We give numerous presentations to members of Buy-to let associations and we have already seen them diversify their property investments into foreign property with us.

Options...
Purchase of property which will provide an opportunity for substantial rental income and potential capital growth.

Purchase of options on real estate which is intended to be sold on at a profit before completion.

Obviously in such cases, the return to the client relates to capital growth, because rental income will never become an issue.

Flexibility...
Importantly, it is possible to build in much flexibility and clients do not normally have to choose their specific strategy at the outset.

This produces no problem for Option 1, but potentially can do for Option 2. It is fine to have the intention to sell on a purchase-option but what happens if it cannot be sold before the builder insists on completing on the property?

Exit-clause...
This is where we need to be sure that there is an “exit-clause” which would simply mean mortgage arrangements which have already been put in place for exactly this reason.

From a financial “risk/reward” point of view, whether you make use of mortgages or not is still relevant in Option 1 because this will decide on the level of “gearing” which your purchases employ.
Safeguards...
In any case, all our present investment opportunities share a number of safeguards:

We have personally chosen each project and its location in tandem with our lawyers.
All contracts have the written right to sell on before completion of the property takes place.
All stage-payments made by you are protected by independent financial guarantees which protect your capital against non-performance of the contract.
Although we offer a continuing service to our clients throughout and beyond the purchase of the property, we will not handle any stage-payments through our own bank accounts. They must go to the builders or lawyers, who in turn ensure independent Financial Guarantees are provided.

Present/Future...
The current global crisis has in turn also meant that numerous opportunities have arisen for potentially profitable purchases of Spanish Property. Good value now exists on mainly “Key-ready” properties which combine high quality with substantial discounts. Ironically, this has also led to financing being feasible at high Loan to Value (LTV) percentage levels, such funding being available in Spain and UK in particular.

And Finally...
We have also negotiated exclusive access to a host of properties – villas, town-houses, apartments etc – where the vast majority of the purchase is carried out by taking over the present mortgage on the property which is often only 40-50% of the true, present valuation of the property.

The advantage?
Quite simply, it offers the chance to buy into substantial equity without having to commit to investing large amounts of capital.